XTransfer

B2B cross-border payments and multi-currency wallets for SMEs
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XTransfer is a B2B cross-border trade payment platform designed to help small and medium-sized enterprises (SMEs) pay and get paid internationally with more transparency, speed, and control. Built for real-world trade scenarios, it combines global payment capabilities with a business-focused wallet experience, competitive foreign exchange, and compliance processes that reduce the friction many SMEs face when moving money across borders.

With XTransfer, businesses can open an account and manage incoming and outgoing international funds through a multi-currency business wallet. This makes it easier to receive payments from overseas customers, hold balances in different currencies, and pay suppliers or partners in other countries without relying on slow, costly, or opaque traditional banking routes. The platform also supports currency exchange, helping companies convert funds when needed and aim for better value through more competitive rates.

Compliance and security are core parts of the service. XTransfer emphasizes safe and compliant international transactions, providing checks and controls intended to protect businesses and support legitimate cross-border trade. For day-to-day operations, the platform is positioned to streamline payment workflows so finance teams can track transfers, manage currency needs, and maintain consistency across recurring international payments. more

Review summary

Features

  • Multi-currency business wallet for holding and managing international balances
  • Global money transfers for B2B payments and cross-border trade settlements
  • Currency exchange with competitive rates for international transactions
  • Compliance and security measures to support safer, regulated transfers
  • Tools to help manage, track, and organize cross-border payment workflows

How It’s Used

  • Pay suppliers in China and other countries efficiently
  • Receive payments from international clients and partners
  • Convert currencies for purchases, sales, and cash-flow planning
  • Streamline cross-border trade payments to reduce operational complexity

Plans & Pricing

Account Opening

Free

No account opening fee

Account Maintenance

Free

No maintenance fee

Transfer Between Xtransfer Accounts

Free

Enjoy free transfer between XTransfer accounts

Send Money to Your Company's Bank Accounts

From US$3

Per transaction, supporting 200+ countries/regions

Send Money to Someone Else's Business Bank Account

From US$6

Per transaction, supporting 200+ countries/regions

Send Money Your China-based Suppliers' Personal Bank Accounts

A max. fee of 0.4%

Of the transaction amount in CNY

Add Money from Bank Accounts

Free

From 0.5% for COP, PEN, CLP and ZAR

Receive Local Currencies from 20+ Countries/regions

Free

From 0.5% for COP, PEN, CLP and ZAR

To view the latest pricing, please visit the following link: https://www.xtransfer.com/services/pricing?utm_source=toolify

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